What's a million dollars worth?

That depends on whether or not you're still breathing.

If someone deposited a million dollars into your account and you're still alive that's a great day. If that was the last deposit that would ever go into your account would your family be ok? Unfortunately, most Americans only have a fraction of that amount in life insurance and a false sense of security that they are adequately protected.

Make sure your clients understand the difference between a million dollars that's breathing and a million that's not!